Owning a home is one of the most significant investments you will ever make in your life. Protecting your assets is not just smart—it's integral. The best way to do this is to purchase both a homeowner’s insurance policy and a home warranty. Keep in mind that you are only obligated by the mortgage company to have homeowners insurance before you close on your new home. This needs to be maintained as long as you carry a mortgage. A home warranty can be purchased at any time.
As a homeowner, obtaining a good home insurance policy that protects your home and family is one of the essential costs related to purchasing a home. However, if you own a condo, there may be some additional considerations in selecting a home insurance policy that is right for you. Here is a breakdown of the kind of coverage you need as a condo owner, and some tips on finding the right policy. Ownership Issues Since the actual property ownership of condos includes both priv
In recent years, the demand for cyber insurance has increased significantly in response to sharply heightened risk awareness. However, managing cyber risks through insurance are relatively new. Although the market for cyber liability insurance is off to a good start, it is expected to grow dramatically over time as businesses gradually become more aware that current policies do not adequately cover cyber risks. With each announcement of a system failure leading to a significa