Auto Coverage

Different Ways to Cut Your Premium, Not Your Coverage!!

Auto Insurance Coverage

Do you know what the minimum state requirements are to legally drive on the road? In Washington, you are legally required to have the car insurance coverage at the levels listed below. 

We here, at All in One Insurance Group, your local Independent Insurance Agency, can help you understand the different coverage types available in our state. Then you can decide what limits and deductibles best fit your needs. As your life changes, your car insurance should, too. We will always be here to discuss your insurance options and help you find ways to save on your premium. All in One Insurance Group provides you with helpful information so you can better understand car insurance and rest easy knowing you are protected.

Bodily Injury Liability
Covers expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
WASHINGTON REQUIREMENTS - $25,000 limit per person/$50,000 limits per accident
COMMON COVERAGE LEVELS IN WASHINGTON - $100,000 limit per person/$300,000 limits per accident

Property Damage Liability
Covers expenses related to the damage of another person's property—like vehicles, homes, buildings and other structures—when an accident is your fault.
WASHINGTON REQUIREMENTS - $10,000 limit

FLORIDA REQUIREMENTS - $10,000 PERSONAL DAMAGE LIABILITY (PDL)
COMMON COVERAGE LEVELS IN WASHINGTON - $50,000 limit

Uninsured Motorist
Covers medical expenses if you are in an accident, the other driver is at fault and doesn't have any insurance.
Grouped with underinsured motorist coverage
Bundled with underinsured motorist coverage

Underinsured Motorist
Covers medical expenses if you are in an accident, the other driver is at fault and doesn't have enough insurance.
WASHINGTON REQUIREMENTS - Not required
COMMON COVERAGE LEVELS IN WASHINGTON - 100,000 limits per person/$300,000 limits per accident

Medical Payments
If you and your passengers are hurt in an accident, this can cover your medical or funeral expenses.
WASHINGTON REQUIREMENTS - Not required
COMMON COVERAGE LEVELS IN WASHINGTON - $10,000 limit

Personal Injury Protection
If you and your passengers are hurt in an accident, this can cover your medical bills plus related expenses like income continuation.
WASHINGTON REQUIREMENTS - Not required

FLORIDA - $10,000
COMMON COVERAGE LEVELS IN WASHINGTON - $10,000 limit

Collision
Covers expenses to repair or replace your vehicle that's been damaged in an accident.
WASHINGTON REQUIREMENTS - Not required
COMMON COVERAGE LEVELS IN WASHINGTON - $500 deductible

Comprehensive
Covers expenses to repair or replace your vehicle that's been damaged in situations like thefts or storms.
WASHINGTON REQUIREMENTS- Not required
COMMON COVERAGE LEVELS IN WASHINGTON - $250 deductible


Call us today or get an online car insurance quote.

All in One Insurance Group
(425) 337-2456 
(800) 742-1896
allinone.insurancegroup@live.com

Ways to Cut Your Premium, Not Your Coverage!

At All in One Insurance Group, your local Independent Insurance Agency, we promise to provide you with quality protection with a variety of auto insurance discounts you expect and deserve. Your lifestyle, driving habits and policy management preferences are just a few of the many factors considered when determining what discounts are available to you.

Vehicle Discounts:
A shiny new set of wheels can help you lower your car insurance rates. Your vehicle's safety features could also help you spend less on auto insurance. Explore all the vehicle discounts: 

  • Passive restraint discount 
    If your car came from the factory with airbags and motorized seatbelts, you could save up to 30%.

  • Anti-lock brake discount 
    When your car is equipped with anti-lock brakes, you will score a 10% discount.

  • Anti-theft device discount 
    Secure more savings with an anti-theft device in your car—up to 10%.

  • New car discount 
    Save up to 30% if you are the first owner of the vehicle or if your vehicle is only two years old.

  • Economy car discount 
    You could save some green for driving green. Insuring an economy car could help you earn up to a 10% off your premium.

 

Policy Discounts:

 

From the way you pay your bill to purchasing additional insurance from the same insurance company we place you with, your policy management style can help you save money. Discover the available policy discounts: 

  • Save up to 5% on auto insurance when you set up an automatic withdrawal.

  • Pay in Full discount can save you up to 10% when you pay your policy in full.

  • Auto/Life Discount.  Enjoy a discount on your auto insurance when you purchase a life insurance policy from the same insurance company.

  • Multiple policy discounts will save up to 10%-20% on your car insurance when you buy a home or renters policy from the same insurance company.

  • Sign up early at it is guaranteed to save you up to 10% when you sign your policy seven days before it becomes active.

  • Good payer discount would save up to 5% if you did not receive a cancellation notice for non-payment during the past 12 months.

 

Lifestyle Discounts:

 

You could already be eligible for discounts that can help make your auto insurance more affordable. See the ways your lifestyle can help you save: 

  • Senior adult discount via AARP and The Hartford. Drivers who are at least 50 years old could save up to 10%.

  • 55 and retired discount 

  • Resident student discount will save you up to 25% off your premium if you have a child attending school at least 100 miles away from where your car is garaged.

  • Good student discount. All those A's can add up. Single, full-time students under the age of 25 can save up to **20% for getting good grades.     (**need to provide proof of latest transcript)

 

Driving Discounts:

 

If you have a history of safe driving habits or proactively develop your safe driving skills, you could be rewarded with auto insurance discounts. 

  • Premier discount 

  • Save up to 15% for driving three years without any violations or accidents.

  • Premier plus discount 
    Save up to 25% for driving 60 months without any violations or accidents.

  • Safe drivers discount 
    Your safe driving habits could save you up to 25% on car insurance.

  • Drivers Ed discount 
    Save up to 10% when your teen completes Drivers Ed driver education program.

  • Defensive driver discount 
    Drivers who are 25 years old, have completed six or more hours of defensive driving courses and had no violations and no at-fault claims can save up to 10%.

 

Savings For Teen Drivers:

 

There are lots of ways for teen drivers to earn discounts on car insurance. From good student discounts to rewards for defensive driving programs, your teen's car insurance premium could be less expensive than you think. Call us @ 425-337-2456 to learn more about teen driver discounts.
The availability, qualifications, and amounts of these discounts may vary from one insurance company to another. Also, terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverage's purchased.  For more information regarding your eligibility for these savings opportunities, please contact us at All in One Insurance Group, your local Independent Insurance Agency.

Call us @ 425-337-2456 to learn more about these auto insurance discount or get an online car insurance quote.


All in One Insurance Group
(425) 337-2456 
(800) 742-1896
allinone.insurance.group@live.com

allinone insurance group logo

We help you protect your future and what matters the most to you. We have provided Washington and Florida residents & businesses with affordable insurance options offered by the industries most trusted carriers.  We offer a one-stop shop for all your insurance needs. 

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