Insurance is one of the significant expenses of running a business. Between coverage for your premises and products, liability and worker's comp, and the other coverage you might need specific to your company, it can add up fast. Commercial auto can be a big expense for a company with a large fleet of vehicles and drivers. Fortunately, there are some steps you can take to keep your commercial auto policy affordable. First, take a look at what insurance companies consider w

Many insurance companies today do not sell their policies through agents, but directly from the company either online or over the phone. It might seem that having an agent to help you purchase auto insurance is a thing of the past, but don't discount the insurance agent just yet. There are some excellent reasons to consider using an insurance agent for your auto policy purchase. Agents Know Their Products Many of the customer service representatives who handle the phones at

AUTO COVERAGE’S Do you know what the minimum state requirements are for Washington to legally drive on the road? In Washington, you are legally required to have the car insurance coverage at the levels listed below. We here, at All in One Insurance Group, your local Independent Insurance Agency, can help you understand the different coverage types available in our state. Then you can decide what limits and deductibles best fit your needs. As your life changes, your car ins

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In recent years, the demand for cyber insurance has increased significantly in response to sharply heightened risk awareness. However, managing cyber risks through insurance are relatively new. Although the market for cyber liability insurance is off to a good start, it is expected to grow dramatically over time as businesses gradually become more aware that current policies do not adequately cover cyber risks. With each announcement of a system failure leading to a significa

"Price Optimization" is a little-known technique that penalizes loyal auto insurance policyholders by charging them higher rates because their insurer believes they are unlikely to shop around for a better price. By mining data on customers and testing incremental price increases, some insurers try to predict who is less likely to switch companies and then charge those customers more to squeeze out higher profits. The practice is under review by some state insurance regulat