Owning a home is one of the most significant investments you will ever make in your life. Protecting your assets is not just smart—it's integral. The best way to do this is to purchase both a homeowner’s insurance policy and a home warranty. Keep in mind that you are only obligated by the mortgage company to have homeowners insurance before you close on your new home. This needs to be maintained as long as you carry a mortgage. A home warranty can be purchased at any time.
Home insurance may not be the first thing you think of when you start shopping for a mortgage loan, but the two are related. Are you wondering, "Is home insurance important?" A mortgage lender requires you to carry home insurance in order to protect their loan collateral -- and you should be equally eager to find home insurance that protects your investment. Whether you are about to become a first-time home buyer or have owned the property for decades, the following 10 home i