Home insurance may not be the first thing you think of when you start shopping for a mortgage loan, but the two are related. Are you wondering, "Is home insurance important?" A mortgage lender requires you to carry home insurance in order to protect their loan collateral -- and you should be equally eager to find home insurance that protects your investment. Whether you are about to become a first-time home buyer or have owned the property for decades, the following 10 home i
You count on a commercial auto policy to protect your business from liability risks that could be incurred when you or an employee gets behind the wheel for business purposes. To get the most from your commercial policy, you need to know what it covers-and more importantly, what it doesn't. When you set up a commercial policy, it is important to ensure that every potential driver who might get behind the wheel is listed on your policy. As new employees join your company, yo
You have homeowner's insurance to protect your home and everything in it from an accidental and unexpected incident that causes a major loss. If something catastrophic like fire should occur, you will be called upon to provide a list of everything that was in the house, and in some cases, even proof. To protect the insurance company from paying out fraudulent claims, an insured may be asked for photographic or other evidence of valuable possessions. Here are some easy ways
Home Insurance companies today offer six standard sections of coverage. Knowing these coverage amounts will allow you to maximize the benefits you receive from having home insurance. Coverage A on an insurance policy is the Dwelling Coverage amount. The dwelling portion of your insurance covers the physical structure of your home; the walls, floors, ceilings, etc. This coverage protects your home from damage to the actual structure and anything that is permanently attached to
Many insurance companies today do not sell their policies through agents, but directly from the company either online or over the phone. It might seem that having an agent to help you purchase auto insurance is a thing of the past, but don't discount the insurance agent just yet. There are some excellent reasons to consider using an insurance agent for your auto policy purchase. Agents Know Their Products Many of the customer service representatives who handle the phones at
AUTO COVERAGE’S Do you know what the minimum state requirements are for Washington to legally drive on the road? In Washington, you are legally required to have the car insurance coverage at the levels listed below.
We here, at All in One Insurance Group, your local Independent Insurance Agency, can help you understand the different coverage types available in our state. Then you can decide what limits and deductibles best fit your needs. As your life changes, your car ins
Shopping for car insurance can be a daunting task, which is why many people stick with a policy that may be more expensive than they should be paying. It does take some time and effort to get good, accurate quotes for your insurance, but the payoff can be lower rates and in some cases even better coverage. If you are ready to shop for car insurance, here are the things you need to know.
The Internet Is Not The Only Way
With new online quoting systems, you can easily