You have homeowner's insurance to protect your home and everything in it from an accidental and unexpected incident that causes a major loss. If something catastrophic like fire should occur, you will be called upon to provide a list of everything that was in the house, and in some cases, even proof. To protect the insurance company from paying out fraudulent claims, an insured may be asked for photographic or other evidence of valuable possessions. Here are some easy ways

We appreciate your business. Moreover, thanks for being a loyal customer all these years, we are going to overcharge you. Are you one of these customers that get charged higher premiums? Are you with a captive insurance company like Allstate, Safeco, Geico, Farmers, Pemco, and Horace Mann? Auto insurers and other service providers do not say this explicitly, of course. However, that is the message sent via the rates they charge different customers. The curious, but the obvi

Home Insurance companies today offer six standard sections of coverage. Knowing these coverage amounts will allow you to maximize the benefits you receive from having home insurance. Coverage A on an insurance policy is the Dwelling Coverage amount. The dwelling portion of your insurance covers the physical structure of your home; the walls, floors, ceilings, etc. This coverage protects your home from damage to the actual structure and anything that is permanently attached to