There are many ways to purchase an insurance policy these days, whether it be online, over the phone, or in person. Ultimately, you will obtain insurance directly from an insurance company or through a licensed insurance agent. To drill down even more, there are multiple types of insurance companies and insurance agents to choose from. For this discussion, we’re going to look at the benefits of using an independent agent vs. a captive agent. In this day and age, it’s all abou