Doron Yaniv

Jul 31, 20172 min

Auto Insurance Requirements in Washington State

AUTO COVERAGE’S

Do you know what the minimum state requirements are for Washington to legally drive on the road? In Washington, you are legally required to have the car insurance coverage at the levels listed below.
 

 

 
We here, at All in One Insurance Group, your local Independent Insurance Agency, can help you understand the different coverage types available in our state. Then you can decide what limits and deductibles best fit your needs. As your life changes, your car insurance should, too. We will always be here to discuss your insurance options and help you find ways to save on your premium. All in One Insurance Group provides you with helpful information so you can better understand car insurance and rest easy knowing you are protected.
 

 

 
Bodily Injury Liability
 

 
Covers expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
 

 
WASHINGTON REQUIREMENTS - $25,000 limit per person/$50,000 limits per accident
 

 
COMMON COVERAGE LEVELS IN WASHINGTON - $100,000 limit per person/$300,000 limits per accident
 

 

 
Property Damage Liability
 

 
Covers expenses related to the damage of another person's property—like vehicles, homes, buildings and other structures—when an accident is your fault.
 

 
WASHINGTON REQUIREMENTS - $10,000 limit
 

 
COMMON COVERAGE LEVELS IN WASHINGTON - $50,000 limit
 

 

 
Uninsured Motorist
 

 
Covers medical expenses if you are in an accident, the other driver is at fault and doesn't have any insurance.
 

 
Grouped with underinsured motorist coverage
 

 
Bundled with underinsured motorist coverage
 

 

 
Underinsured Motorist
 

 
Covers medical expenses if you are in an accident, the other driver is at fault and doesn't have enough insurance.
 

 
WASHINGTON REQUIREMENTS - Not required
 

 
COMMON COVERAGE LEVELS IN WASHINGTON - 100,000 limits per person/$300,000 limits per accident
 

 

 
Medical Payments
 

 
If you and your passengers are hurt in an accident, this can cover your medical or funeral expenses.
 

 
WASHINGTON REQUIREMENTS - Not required
 

 
COMMON COVERAGE LEVELS IN WASHINGTON - $10,000 limit
 

 

 
Personal Injury Protection
 

 
If you and your passengers are hurt in an accident, this can cover your medical bills plus related expenses like income continuation.
 

 
WASHINGTON REQUIREMENTS - Not required
 

 
COMMON COVERAGE LEVELS IN WASHINGTON - $10,000 limit
 

 

 
Collision
 

 
Covers expenses to repair or replace your vehicle that's been damaged in an accident.
 

 
WASHINGTON REQUIREMENTS - Not required
 

 
COMMON COVERAGE LEVELS IN WASHINGTON - $500 deductible
 

 

 
Comprehensive
 

 
Covers expenses to repair or replace your vehicle that's been damaged in situations like thefts or storms.
 

 
WASHINGTON REQUIREMENTS- Not required
 

 
COMMON COVERAGE LEVELS IN WASHINGTON - $250 deductible

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